What do you do when all your coping skills only help a little?

I am in a pit. I know it will pass, but it feels agonizing. My dog and husband try to comfort me, it helps some. I had thoughts of not existing but I have decided against that. I am here to stay, even if I am miserable. I want to quit things that cause me stress. My husband wants me to wait a month to make Important decisions.
I am not sure what I would do with more free time. My therapist moved my appointments further and further out because I was doing well and had trouble coming up with things to talk about. So, he moved me to “as needed”. Now, I need it but I have to wait for a time he can fit me in. I see my third psychiatrist this year next week. My insurance has been denying claims.
If you have any tips on how to ride this out please comment